BRAND NEW $17,000 ROOF WITH TRANSFERABLE WARRANTY! New interior and exterior paint, new stove/oven, microwave, and toilets. Newer sleek dark granite countertops and modern kitchen sink/faucet, refinished flooring, window blinds, high ceilings. The seller completely updated this beautiful, bright, large home including new paint inside and outside! The main floor has one bedroom with a 3/4 bath. Upstairs, there are 3 bedrooms with 2 full baths including a huge master bed with sitting area, and luxurious 5-piece master bath with double sink. The spacious unfinished basement gives this home unlimited possibility to add additional family room, bedroom, and bath. Located in a quiet cul-de-sac and conveniently located near shops, restaurants, park, freeway. ***Home is in moderate area that qualifies for reduced rate 30-year Fixed Community Reinvestment Act (CRA) Loan. Down payment as low as 3% of the Purchase Price. Lender paid Mortgage Insurance. There is no Origination Fee or Underwriting Fee. First Time Home Buyer can get $1,500 to $3,000 in Closing Cost Assistance. Debt to Income ratio can be as high as 50% with qualifying credit (primary home only). As of 04/29/24 the interest rate is 6.875%.